Private health insurance is complex and sometimes difficult to understand. Because we are a private practice exclusively operating in private hospitals, it is important to share the following information.
Yes, but the cover must include cover for cardiac conditions. This is usually abbreviated as Silver or Gold level cover. Bronze cover or extras cover does not cover cardiac procedures. You should definitely call your insurer to check this before your appointment because it determines our ability to perform certain heart procedures and even to admit you to a private hospital under Professor Weerasooriya’s care.
Yes. The out of pocket fees will be dependent on your health insurance provider. Generally, anesthetists also charge a gap. It is the responsibility of the anesthetist to inform you of any gap ahead of time and it is your right to ask about this. In most cases the hospital fees are covered by gold or silver level insurance.
Yes absolutely. Australia has a universal cover system which means that you are not charged a higher premium if you have medical problems (in contrast with the USA). The waiting period is 12 months and many patients choose to do this.
Yes absolutely. As long as you switch ‘like for like’ you will remain covered but it is important to make sure you are switching into cover that includes cardiac cover.
